Buque portacontenedores transportando carga asegurada

Marine cargo insurance · Transit + storage

Before cargo moves, know what risk still rests with you.

JAH identifies the exposures that may remain between the commercial value of the cargo, contractual liability, transit, storage and the actual insurance wording—then helps structure a solution around the way your operation really moves goods.

Freight Forwarders Importers Exporters Shipping Lines Cargo Airlines Freight Brokers Logistics Software NVOCCs
Worldwide cargo movementsOcean, air and inland transit, subject to territory and underwriting.
Transit + storage analysisReview the handoffs where coverage assumptions often change.
Specific or recurring programsOne shipment, open/annual cargo, inventory and containers.
Specialist cargo deskTechnical-commercial guidance from submission through claims support.

One supply chain. Different exposure.

Your risk changes with your role. Our diagnosis changes with it.

Select the role that best describes your operation. The question is not simply whether a policy exists—it is whose financial interest is at risk, when the insurance attaches, and what the wording actually responds to.

— IMPORTERS & EXPORTERS

Is the full commercial value of your cargo actually insured?

A carrier's responsibility may be limited by contract, tariff or convention. Your cargo program should be reviewed against the value at risk, Incoterms, route, conveyance, packaging, storage and the point at which your financial interest begins and ends.

  • Door-to-door transit analysis
  • High-value, project and special cargo review
  • Ocean, air and inland movements
  • Shipment-specific or annual/open programs
  • Inventory held in storage
  • Claims documentation guidance
Start with the exposure—not the policy name. We compare your actual cargo flow with the protection you believe is in place.
GET A QUOTE NOW →

— FREIGHT FORWARDERS · NVOCCS · BROKERS

Your client may assume the cargo is covered. Is that assumption documented?

Freight liability and cargo insurance serve different interests. JAH helps you build a clear cargo-insurance pathway for clients without confusing your contractual liability with the cargo owner's physical loss or damage exposure.

  • Coverage options for client shipments
  • Specific and recurring cargo programs
  • Clear intake and submission support
  • Certificates and digital workflow review
  • Specific and recurring cargo programs
  • FMC/OTI and FMCSA bond review available
Strengthen the service around the shipment. Give clients a specialized route to review cargo exposure before the loss.
REVIEW MY CARGO WORKFLOW →

— SHIPPING LINES & CARGO AIRLINES

Contractual liability is not the same as insuring the cargo interest.

Shippers may face a difference between the commercial value of their goods and the amount recoverable under a carrier liability regime. JAH provides a specialist cargo channel to examine that exposure on eligible movements.

  • Complementary cargo solutions for shippers
  • Ocean, air and multimodal transits
  • High-value and special cargo review
  • Container physical damage solutions
  • Claims-documentation expectations
  • Referral and workflow models subject to compliance
Help shippers distinguish the cargo interest from carrier responsibility. A clearer conversation at booking can prevent a costly assumption after loss.
EXPLORE A CARGO CHANNEL →

— LOGISTICS SOFTWARE COMPANIES

Turn cargo insurance from a disconnected task into a guided workflow.

Embed the right questions at the point where route, cargo, value and mode are already known. JAH can explore API-enabled quotation, certificate and insurance-workflow integration, subject to technical, underwriting and regulatory review.

  • API and workflow discovery
  • Cargo data-field mapping
  • Quotation and certificate pathways
  • Specific-shipment insurance journeys
  • Recurring client program support
  • Claims intake and reporting touchpoints
Make cargo exposure visible inside the logistics journey. We map the insurance touchpoints your users need before, during and after transit.
MAP AN INTEGRATION →

THE HIDDEN GAP

“The carrier is insured” does not answer “Is my cargo insured?”.

Marine Cargo insurance and Carrier liability are not interchangeable. One is structured around an insured interest in the goods; the other is governed by the carrier's legal or contractual responsibility, available defences and applicable limits.

CHECK MY EXPOSURE
Carrier liability
Cargo insurance

Based on responsibility

Recovery may depend on establishing liability and overcoming contractual or legal defences.

Based on insured interest and wording

Response is assessed under the policy's insuring clauses, exclusions, conditions and evidence of loss.

May be subject to limitation

Liability may be calculated by weight, package, unit or another applicable regime—not necessarily invoice value

Uses an agreed valuation basis

The insured value is established according to the policy's valuation clause and declared shipment information.

Protects the liable party

The insured party and legal interest may be the carrier, forwarder or logistics provider

Protects the cargo interest

The insured interest may belong to the buyer, seller or other party bearing the cargo risk.

Actual response depends on the facts of the loss and the applicable contract, convention, policy wording, insured interest, limits, deductibles, warranties, exclusions and claims evidence.

Structure the right response

Solutions built around how cargo actually moves.

A program may be arranged for one movement, recurring shipments, stored inventory, containers or a complex project. Suitability remains subject to the cargo, route, conveyance, packing, loss history and final underwriting.

01

Full Cover

Physical loss of or damage to insured cargo on an Institute Cargo Clauses (A) or other agreed wording basis, subject to the stated terms, exclusions and conditions.

02

Total Loss

A more limited solution for eligible cargo or risk profiles where broader terms may not be appropriate or available.

03

Stock Only

Protection structured for eligible inventory while stored at declared locations, subject to values, protections, occupancy and catastrophe exposure.

04

Container Insurance

Physical damage solutions for owned, leased or operated containers, reviewed separately from the goods carried inside them.

05

Project & Special Cargo

Dedicated review for oversized, high-value, sensitive or non-standard movements requiring route, survey, handling or engineering conditions.

06

Logistics Delay

An optional parametric financial response for eligible shipments reaching an agreed delay threshold. It complements—not replaces—physical loss or damage cargo coverage.

Coverage descriptions are summaries only and do not amend or replace the insurance contract. Availability varies by jurisdiction, insurer, cargo profile and underwriting approval.

— JAH CARGO RISK SCAN

See the exposure before you price the solution.

We review the facts that determine where risk sits across the cargo journey. You receive a practical Cargo Exposure Map—not a generic list of products.

1
Map the cargo flow Origin, destination, Incoterms, route, modes, handoffs and storage points.
2
Measure the value at risk Shipment values, annual throughput, accumulation, valuation basis and maximum exposure.
3
Compare assumptions with wording Existing cargo insurance, contractual liability, deductibles, warranties, conditions and limits.
4
Prioritize the next action Identify what to retain, clarify, amend or submit for underwriting consideration.
GET MY CARGO RISK SCAN

Cargo Exposure Map

ILLUSTRATIVE OUTPUT
FINANCIAL INTEREST Valuation & Incoterms
TRANSIT Route & mode changes
CONTRACTUAL Liability limitations
STORAGE Accumulation & protections
PHYSICAL Packing & handling
POLICY Conditions & exclusions

JAH Clients

What they say about us

Alan MoyaJAH Insurance Client
Carlos MontenegroJAH Insurance Client
"I would like to thank you for your willingness to assist us. Your rates, coverage options, and ongoing support make a difference."
Sandra Elizabeth Rondón
"[…] As logistics operators, having an insurance partner that provides competitive rates, comprehensive coverage, and excellent service allows us to expand our service portfolio and enhance our customer offering."
Mario Pedraz ViolanteLogistics Operator
"[…] Whenever a correction or issue arises during the policy issuance process, the support provided is immediate and effective. Very few insurance companies offer this level of service and responsiveness, which makes JAH stand out for its commitment to clients."
Angélica Yazmín Mosqueda
"The team demonstrates extensive knowledge in cargo insurance, and their personalized guidance has given us great confidence. The certificate issuance platform is very user-friendly, allowing us to create documents quickly and efficiently. […]"
Jesús Meza Madriz

A clearer path to action

From cargo facts to an insurable submission.

The scan is designed to improve the quality of the insurance conversation and reduce uncertainty before terms are requested.

Complete the scan

Tell us your role, cargo, values, routes, modes and what you want reviewed.

Review the exposure

A cargo specialist identifies key assumptions, missing information and priority gaps.

Receive the map

We discuss the exposure and determine whether an insurance submission is appropriate.

Structure the solution

Eligible risks proceed to underwriting for terms, conditions, limits and pricing.

Before you submit

Questions that remove costly assumptions.

If your question is specific to a route, commodity, contract or existing policy, include it in the Cargo Risk Scan.

Is carrier insurance enough to protect the full cargo value?

Not necessarily. Carrier liability may be subject to legal or contractual limitations, defences and evidence requirements. Cargo insurance is a separate contract protecting an insured interest in the goods, subject to its own wording, limits and exclusions.

Can JAH review a single shipment as well as an annual operation?

Yes. Depending on the risk and underwriting appetite, the review may consider shipment-specific coverage, recurring/open cargo arrangements or annual programs.

Can transit and warehouse exposure be considered together?

They can be reviewed within one cargo flow, but transit, incidental storage and Stock Only exposure may require different clauses, limits, locations and underwriting information.

Can logistics software integrate Marine Cargo Insurance into its platform?

JAH can explore API-enabled quotation, certificate and workflow integration. Any model remains subject to technical feasibility, underwriting authority, data protection, licensing and regulatory review.

Does completing the Cargo Risk Scan guarantee coverage?

No. The scan is an exposure diagnostic and does not bind coverage. Insurance is effective only when formally confirmed in accordance with the insurer's authority, terms, conditions and required premium arrangements.

What information makes the review faster?

Commodity, packing, origin and destination, mode, Incoterms, maximum and annual values, loss history, storage details, existing policy or liability terms, and any special handling or security requirements.

The next shipment should not carry an unanswered assumption.

Request your JAH Cargo Risk Scan.

Tell us how you own, arrange, carry or digitize cargo. We will use those facts to focus the first conversation on the exposure that matters most.

Role-specific diagnostic
Cargo Exposure Map discussion
No obligation to purchase insurance