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Privacy and Cookies Policy

JAH INSURANCE BROKERS CORP. a company incorporated as an insurance broker in Florida (USA) with ID.- 550841413, is located at 7950 NW 53 ST SUITE 228 & 230 DORAL, FL.33166 with Judicial Identification E-mail: info@jahinsurance.com. is the owner of this website, and is responsible for the personal data provided by users through this website.

The user is informed and consents to the processing of the data provided while browsing the website and those generated as a result of the use of the same, including, where appropriate, communications or international transfers of data that may be made, for the purposes indicated in section For what purpose do we process your personal data?

In the event that the data provided refers to third parties other than the user, the user guarantees that he/she has obtained and has the prior consent of said third parties for the communication of their data and has informed them, prior to providing them, of the purposes of the processing, communications and other terms set out in the section Information on Data Protection.

In any case, the use of the website by minors is prohibited.

Consequently, the user declares that he/she is an adult and that all the data provided corresponds to him/her. Minors who proceed to the inclusion of personal data in the forms provided must have the prior authorization of their parents, guardians or legal representatives, who are warned that, according to current legislation, they will be held responsible for all acts performed by minors in their care.

The user guarantees the accuracy and veracity of the personal data provided, undertaking to keep them duly updated and to inform JAH INSURANCE BROKERS CORP. of any change that may occur in them.

The use of this website is subject to the Privacy Policy and Processing of Personal Data, the Terms of Use and the Cookies Policy detailed below. Please read them carefully. By accessing this website and using the materials contained in it implies that you have previously read and accepted, without reservation, these policies and conditions.

DEFINITIONS:

  • Authorization: Prior, express and informed consent of the holder to carry out the processing of personal data.
  • Privacy Notice: Verbal or written communication generated by the responsible, addressed to the holder for the processing of personal data, by which he is informed about the existence of the policies of treatment of information that will be applicable, how to access them and the purposes of the treatment that is intended to give to personal data.
  • Database: Organized set of personal data that is subject to processing.
  • Clients: Natural or legal, public or private person with whom there is a business relationship.
  • Consumers: Natural person who consumes the goods or services produced by a company.
  • Personal Data: Any information linked or that can be associated to one or several determined or determinable natural persons. Examples of personal data are the following: name, citizenship card, address, e-mail, telephone number, marital status, health data, fingerprint, salary, assets, financial statements, etc.
  • Sensitive data: Information that affects the privacy of the holder or whose improper use may generate their discrimination, such as those that reveal racial or ethnic origin, political orientation, religious or philosophical convictions, membership in trade unions, social organizations, human rights or that promote the interests of any political party or that guarantee the rights and guarantees of opposition political parties as well as data relating to health, sex life and biometric data, among others, the capture of still or moving images, fingerprints, photographs, iris, voice, facial or palm recognition, etc.
  • Data processor: Natural or legal person, public or private, who by himself or in association with others, carries out the processing of personal data on behalf of the data controller.
  • Data controller: Natural or legal person, public or private, who by himself or in association with others, decides on the database and / or the processing of data.
  • Claim: Request of the Data Subject or of the persons authorized by him/her or by law to correct, update or delete his/her personal data or to revoke the authorization in the cases established by law.
  • Terms and Conditions: general framework in which the conditions for participants of promotional or related activities are established.
  • Data subject: Natural person whose personal data is the object of processing.
  • Transfer: The transfer of data takes place when the controller and/or processor of personal data, sends the information or personal data to a recipient, which in turn is responsible for the processing of data.
  • Transmission: Processing of personal data that involves the communication of such data within or outside a given territory.
  • Processing: Any operation or set of operations on personal data, such as collection, storage, use, circulation or deletion.

PRINCIPLES APPLICABLE TO THE PROCESSING OF PERSONAL DATA

For the processing of personal data, the following principles shall apply, which constitute the rules to be followed in the collection, handling, use, processing, storage and exchange of personal data:

  • Legality: The processing of personal data will be carried out in accordance with the applicable legal provisions, laws and decrees corresponding to each territory.
  • Purpose: The personal data collected will be used for a specific and explicit purpose which must be informed to the owner or permitted by law. The holder will be informed in a clear, sufficient and prior manner about the purpose of the information provided.
  • Freedom: The collection of personal data may only be exercised with the prior, express and informed authorization of the owner.
  • Truthfulness or Quality: The information subject to the processing of personal data must be truthful, complete, accurate, current, verifiable and understandable.
  • Transparency: In the processing of personal data, the holder's right to obtain at any time and without restrictions, information about the existence of data concerning him/her is guaranteed.
  • Restricted access and circulation: The processing of personal data may only be carried out by persons authorized by the owner and/or by the persons provided for in the Law.
  • Security: The personal data subject to treatment will be handled adopting all the necessary security measures to avoid its loss, adulteration, consultation, use or unauthorized or fraudulent access.
  • Confidentiality: All officials belonging to JAH INSURANCE BRÓKERS CORP. are obliged to confidentiality and reserve with respect to personal data information to which they have access.

INFORMATION ON DATA PROTECTION:

At JAH INSURANCE BROKERS CORP. we care about protecting your personal data and treating them with the utmost transparency. For this reason, so that you can decide how we can treat them and know your rights, below we will provide you with information regarding the processing that we will carry out with the data that you provide us with through this website.

Who is responsible for the processing of your personal data?

The information and/or personal data you provide to us are the responsibility of:

  • Identity: JAH INSURANCE BROKERS CORP.
  • Contact of the Delegate of Protection of Datos:info@jahinsurance.com

What data do we keep?

JAH INSURANCE BROKERS CORP. obtains information about its users. The data that is retained is:

  1. The provider's domain name (IP) that gives them access to the network.
  2. The date and time of access to our website.
  3. The internet address from which the link to our website originated.
  4. Identification data, contact details, and personal characteristics, among others, all of them collected through the corresponding form, phone call and/or whats app message. If you do not provide at least such data, considered necessary, JAH INSURANCE BROKERS CORP. will not be able to process your request or query.

For what purpose do we process your personal data?

At JAH INSURANCE BROKERS CORP. we will process the data you provide us with while browsing and using our website, as well as the data collected through the corresponding forms, for the following purposes:

  • Regardingthe navigation and use of our website, we will treat your data to:
    • To achieve new business contacts.
    • Offer a more personalized navigation.
    • To compile statistics on the countries and servers that visit the web most often.
    • Knowing the hours of greatest influx of visitors on the web, as well as make precise adjustments to avoid access problems.
    • To know the effectiveness of the different buttons and links that point to our server, in order to promote those that offer better results.
    • Keep a record of user activity via the web.
  • With respect to your insurance application and/or contract, we will process your data in order to:
    • The elaboration of profiles necessary for statistical-actuarial purposes for the assessment and delimitation of risk as closely as possible to your circumstances.
    • For the assessment and delimitation of risk, the prevention and investigation of fraud in the selection of risk, including the consultation of common files, these being, by way of example but not limited to.
    • Consult your data in information files on compliance or non-compliance with monetary obligations.
    • The maintenance and integral and centralized management of your relationship with JAH INSURANCE BROKERS CORP.
    • The management of the insurance activity and/or the fulfilment of the pre-contract, and/or the contract, as well as the related legal obligations.
    • Statistical studies and calculations, surveys, analysis of market trends and quality control.
  • With regard to the management of claims and benefits, we will process your data for:
    • For the assessment and delimitation of risk, the prevention and investigation of fraud in the management of claims and benefits, even if the insurance contract is not formalised or, where appropriate, once it has been terminated.
  • Regarding your request for information, suggestion or complaint we will process your data to contact you.
  • With respect to the subscription to electronic newsletters, we will processyour data to send communications and news based on the interests that you have expressed to us.
  • Regarding the sending of commercial communicationswe will processyour data to send you information and advertising, including electronically, about offers, products, recommendations, services, promotions, gifts and loyalty campaigns to JAH INSURANCE BROKERS CORP., based on profiling through marketing and statistical studies to ensure that such communications are tailored as closely as possible to your needs and preferences.

This site is being measured with Google Analytics solutions as web analytics platforms, for the measurement of customer experience. This solution uses page markup and anonymous cookies in order to analyze the information received (e.g. number of visits, duration of visit, behavior on the page...) and based on them improve the user experience and improve digital processes both operational and communication.

More information about the Google Analytics privacy policy can be found at http://www.google.com/intl/es_ALL/privacypolicy.html,

How long will we keep your personal data?

The personal data provided will be kept for the period of time determined on the basis of the following criteria:

  1. Legal obligation of conservation; and,
  2. Request for deletion by the interested party in the cases in which it is appropriate.

Regarding the determination of the term based on the legal obligation, by way of example, but not limited to, the following cases are presented:

  • The data you give us for the insurance application may bekept at least for the duration of the campaign, in accordance with the provisions of the law.
  • The data collected for the conclusion of an insurance contract, or those originating during the maintenance of the same, will be blocked when they are no longer necessary for the purpose for which they were collected during the period determined by the Insurance Contract Law.

This blocking will mean that your data will only be kept at the disposal of the Public Administrations, Judges and Courts for the attention of this entity of the possible responsibilities arising from the treatment, during the period of prescription of these.

  • The data collected for the management of your subscription to electronic newsletters willbe kept for the duration of your subscription to the newsletter.
  • The data collected to respond to requests for information, suggestions or complaints may be kept at least for the duration of the request, suggestion or complaint.

What is the legitimacy for the processing of your data?

The legitimate basis for the processing of your data for the purposes detailed below is the consent, without in any case the withdrawal of the same conditions the management of your request for recruitment and / or information:

  • The navigation and use of our website through the configuration of cookies.
  • Management of your subscription to electronic newsletters.
  • To respond to requests for information, suggestions or complaints.
  • Sending commercial communications by any means based on profiling through marketing and statistical studies.
  • The legitimate basis for the processing of your data for the purposes detailed below is the contractual relationship and compliance with the legal obligations applicable to JAH INSURANCE BROKERS CORP.
  • Manage your insurance application and/or contract, and carry out the necessary formalities, including the preparation of your risk profile.

To which recipients will your data be communicated?

JAH INSURANCE BROKERS CORP. may communicate your data, exclusively for the purposes indicated in the paragraph.

"For what purposes do we process your personal data?", to other entities belonging to the JAH INSURANCE BROKERS CORP. group, subsidiaries and third parties with which it enters into collaboration agreements.

Likewise, any entity belonging to the JAH INSURANCE BROKERS CORP. Group and subsidiaries may communicate personal data to any of the aforementioned entities, with the aim of maintaining an integral and centralized management of the relationship of the interested parties with the different entities of the JAH INSURANCE BROKERS CORP. Group and that the interested parties may benefit from access to their data from any of them, respecting in all cases the applicable legislation on personal data protection and without the need for the interested parties to be informed of each first communication that is made.

What are your rights when you provide us with your data?

In the terms and with the scope established in the regulations in force, any person has the right to:

  • Right of access: to confirm whether or not JAH INSURANCE BROKERS CORP. is processing personal data concerning him/her, to access such data and the information related to its processing.
  • Right of rectification: request the rectification of inaccurate data.
  • Right of deletion: request the deletion of data when, among other reasons, they are no longer necessary for the purposes for which they were collected, in which case JAH INSURANCE BROKERS CORP. will stop processing the data except for the exercise or defence of possible claims.
  • Right of restriction: to request the restriction of the processing of your data, in which case they may only be processed with your consent, with the exception of their storage and use for the exercise or defence of claims or for the protection of the rights of another natural or legal person or for reasons of substantial public interest of the European Union or of a specific Member State.
  • Right of opposition: to oppose the processing of your data, in which case JAH INSURANCE BROKERS CORP. will stop processing the data, except for the defence of possible claims.
  • Right of portability: to receive in a structured, commonly used and machine-readable format the personal data concerning you that you have provided to JAH INSURANCE BROKERS CORP. or to request JAH INSURANCE BROKERS CORP. to transmit it directly to another data controller where technically feasible.

Likewise, you can always withdraw the consent granted, where appropriate, for the purposes included in the section "For what purpose do we process your personal data?", without affecting the lawfulness of the processing based on the consent prior to its withdrawal through the email address info@jahinsurance.com.

The above rights of access, rectification, deletion, limitation, opposition and portability can be exercised directly by the owner of the data or through a legal representative, through the email box info@jahinsurance.com.

In this communication, you must include a copy of your national identity card or any equivalent document that proves your identification.

It is understood that you are informed and accept the conditions set out above if you continue browsing the website.

RESPONSIBILITIES

JAH INSURANCE BROKERS CORP. declines any responsibility for the information on this website from sources outside the JAH INSURANCE BROKERS CORP. group, as well as for the contents not created by the same.

LEGAL NOTICE

The owner of the domain JAH INSURANCE BROKERS CORP. is a company incorporated as an insurance broker in Florida (USA) with ID.- 550841413. Located at 7950 NW 53 ST SUITE 228 & 230 DORAL, FL.33166.

CONDITIONS OF USE OF THE WEBSITE

The user undertakes to make good use of the website, being understood as good use that which is in accordance with current legislation, good faith and public order.

In turn, the user undertakes not to use the website for fraudulent purposes, as well as not to carry out any act with the aim of damaging, disabling or overloading the website, or in any way prevent the normal use and operation of the same.

The user is informed that, in the event of non-compliance with the Terms of Use, the Privacy Policy or any other terms or conditions contained in the website, JAH INSURANCE BROKERS CORP. reserves the right to limit, suspend or block their access to the website, through any technical measure it deems necessary to achieve this.

COPYRIGHT

All rights reserved. The design of the portal and its source codes, as well as the logos, brands and other distinctive signs that appear on it belong to JAH INSURANCE BROKERS CORP. and are protected by the corresponding intellectual and industrial property rights.

It is strictly forbidden, without the written authorization of the copyright holders, the reproduction, distribution, transformation, manipulation, public communication or any other act of total or partial, free or onerous exploitation of the texts, images or any other content that appears on the website.

JAH INSURANCE BROKERS CORP. reserves the right to make, at any time and without prior notice, as many modifications, variations, deletions or cancellations in the contents and in the form of presentation of the same as it deems necessary, either temporarily or permanently, and the user must ensure that he/she uses the updated version at all times. This power does not grant users any right to receive compensation for damages.

COOKIES POLICY

JAH INSURANCE BROKERS CORP. uses cookies in order to provide you with a better browsing experience that suits your needs, as well as to protect and improve the website. Please read this Cookie Policy carefully to learn about the responsible use that JAH INSURANCE BROKERS CORP. makes of them and the options you have to configure your browser and manage them.

What are cookies?

Cookies are small data files that are generated in the user's computer and that allow us to know the frequency of visits, the most selected contents and the security elements that may intervene in the control of access to restricted areas, as well as the display of advertising based on criteria predefined by JAH INSURANCE BROKERS CORP. and that are activated by cookies served by said entity or by third parties that provide these services on behalf of JAH INSURANCE BROKERS CORP.

As a general rule, there are the following types of cookies:

  • Depending on their expiry date:
    • Session: They expire at the end of the session.
    • Persistence: They do not expire at the end of the session.
  • Depending on their origin:
    • Origin: Enabled by the website you are browsing.
    • They come from other websites.
  • Depending on their purpose:
    • Technical: they allow the navigation and use of different services.
    • Customization: allow access to the service with predefined features.
    • Analysis: they allow the monitoring and analysis of user behaviour.
    • Advertising: they allow the management of advertising spaces.
    • Behavioural advertising: they allow the management of advertising spaces. They store information on user behavior.

What kind of cookies do we use and for what purposes?

On this website, the following types of cookies are used for the following purposes:

  1. Analytical Cookies.

They are used to collect user activity statistics. Among others, they analyse the number of users visiting the website, the number of pages visited as well as user activity on the website and their frequency of use.

The information collected is always anonymous so that no link can be established between it and the natural person to whom it refers.

  1. Authentication Cookies

They are used for the maintenance of the user's session during each visit, being dominant in private environments of the website that require a username and password for access.

  1. Cookies used by external content plugins

They are necessary for the provision of some kind of service and are stored by third parties.

Within this category of cookies are, for example, media player cookies, which are used to store technical data with a view to playing video or audio content, such as image quality, loading parameters, etc.

Who accesses cookie information?

The information stored in cookies is used exclusively by JAH INSURANCE BROKERS CORP.

Can cookies be disabled?

Except in the case of analytical cookies, the use of cookies has an effect on the privacy of users since, as a general rule, it allows their content to be related to the IP address of connection and other personal data of the user, such as those provided voluntarily.

By accepting this Privacy and Cookies Policy, the user will be consenting to the generation of cookies for the purposes mentioned above.

If the user does not accept cookies or subsequently rejects them, the functionalities of the website may be impaired.

Changes and updates to the Cookie Policy

JAH INSURANCE BROKERS CORP. may modify this Cookie Policy according to legislative or regulatory requirements, or in order to adapt this policy to the instructions and recommendations issued by the regulators. It is therefore recommended that you periodically review the Cookie Policy.

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